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Atty. Renato J. Fernandez is a graduate of Ateneo de Manila University in1955 with a degree of Bachelor of Science in Literature and in 1958 with a degree of Bachelor of Laws and passed the Bar in 1960.

Among his work experiences are: Associate of Se. Estanislao A. FernandezLaw Office, Senior Associate of Caparas, Hagan and Masakayan Law Offices, Country Personnel and Industrial Relations Manager of Firestone Tire and Rubber Co. of the Philippines, AVP? Personnel Director of Citibank N.A., AVP, Head of Legal Affairs of Citibank N.A., Vice- President/Group Head Human Resource Management City Trust Banking Corporation, First Vice President/ Corporate Secretary and General Counsel of Philippine Banking Corporation/Global Business Bank and Corporate Secretary of Philippine National Bank from July 16, 2002 to May 31, 2011. He was the Corporate Secretary of PNR from September 6, 2011 to February 6, 2015.